Land Development Funding

Funding for loans over $10m

HB Capital Partners provides financing solutions to land developers on projects up and down the east coast of Australia.

Deal direct with the capital.
No middlemen. Quick decisions. Competitive terms.

Tell us about your project
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Flexible Financing and Equity Solutions for Land Developers

We specialise in funding residential land and industrial land development, from site acquisition and refinance through to delivery.

Our lending spans the full capital stack, including senior debt, stretch senior, mezzanine debt, preferred equity and other structures, with direct development experience behind every deal.

By Project Stage
Site acquisition
Land Bank
Development & Construction Loans
Residual Stock
By capital position
First Mortgage
Mezzanine
Equity
We fund with
insight
not just
capital

We fund land development, and we know it well.

Aerial view of a residential land subdivision
Indicative photos for reference only

Residential Land Development

Funding for residential subdivisions, from site acquisition through to residual stock.

Aerial view of an industrial land development
Indicative photos for reference only

Industrial Land Development

Funding for land projects, structured around your site and your exit.

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Brett Ahern, Senior Lending Manager, HB Capital Partners
Brett Ahern
Senior Lending Manager
HB Capital Partners

“Land opportunities often come with deadlines.
We're agile by design, so when time matters, we're ready to move with you.”

Experienced funding developers

HB Capital Partners is part of the Ho Bee Land, which designs and delivers high-quality residential communities along Australia's east coast.

That experience sets our lending apart. We understand land development from the inside, from site acquisition and approvals through to delivery and sell-down. When we assess your project, we see not just what the site is, but what it can become.

With substantial capital held within the group, we have a strong appetite to fund good quality land subdivision opportunities.

01
Direct to Capital, no middlemen
02
Balance sheet lending, not a fund
03
Not subject to investor pools
04
Quick decisions

Recent funding

Case Study 1

Site Acquisition and Staged Development Funding

Funding Type
Senior Debt & Pref. Equity
Location
Moreton Bay LGA, South-East QLD
Project
Residential subdivision
Status
DA approved at settlement
Key Financial Metrics
~$50m
Senior Debt Facility Limit
~$9m
Pref. Equity Principal
Key Outcome
Facilitated construction of substantial up-front external infrastructure works
Case Study 2

Site Acquisition

Funding Type
Mezzanine Debt (behind bank Senior Debt)
Location
Gold Coast LGA, South-East QLD
Project
Residential Land Subdivision site
Status
Zoned Emerging Community, no DA
Key Financial Metrics
~$6.5m
Facility Limit
Key Outcome
Case Study 3

Landbank

Funding Type
Senior Debt
Location
Melbourne Growth Boundary, VIC
Project
Future Subdivision Site
Status
PSP commenced but incomplete
Key Financial Metrics
~$15m
Facility Limit
Key Outcome
Case Study 4

Site Acquisition & Equity Roll-Through

Funding Type
Senior Debt & Pref. Equity
Location
Moreton Bay LGA
Project
Residential Subdivision Site
Status
Zoned Next Gen, no DA at settlement
Key Financial Metrics
~$6.2m
Senior Debt Limit
~$6.0m
Pref. Equity Principal
Key Outcome
Senior Debt refinanced with bank, Pref. Equity to remain invested during development of the property
Case Study 5

Development Funding

Funding Type
Senior Debt
Location
West of Melbourne
Project
Active Residential Subdivision
Status
Key Financial Metrics
~$15.9m
First ranking pari passu investment
Key Outcome
Case Study 6

Landbank

Funding Type
Senior Debt
Location
South-East Melbourne
Project
Non PSP approved land - Horizon 2
Status
Key Financial Metrics
~$50.9m
Facility Limit
24 mo
Term
Key Outcome
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Frequently Asked Questions

What do you fund?
Residential and industrial land subdivisions only (Acquisition, DA and development).
What rates do you offer?
Competitive non-bank pricing, determined for each project.
What loan terms are available?
Generally 12–24 months, structured around your project needs.
What security do you require?
This is confirmed on application, project by project.
What are your fees?
These are set out in your Indicative Terms Sheet once we've assessed your proposal.
What's your minimum loan?
$10m, with capacity well beyond $100m.
Do you lend in regional areas?
We focus on metropolitan projects, with locations near major cities considered case by case.

Tell us about your project

Please provide your project details below and a member of our team will contact you to discuss your funding requirements.

Thank you! Your submission has been received!
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HB Capital PartnersBrett Ahern